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    Charviam.We build. You grow.

    Software and automation for insurance

    Grounded AI answers for policyholders, renewals that do not slip, and the engineering behind both. For insurers, TPAs, brokers, and agents.

    Built for every part of the insurance chain

    Who we work with

    The problems differ by role. The fix is the same: clear answers, fast follow-up, and people kept on the decisions.

    Insurers

    Support teams answer the same cover and claim questions all day, and every answer has to match the wording.

    An AI assistant that answers from your approved wordings with the clause cited, plus engineering for the systems behind it.

    TPAs

    Policyholders chase claim status and document lists, and adjusters lose time repeating the policy.

    Guided claims: document checklists, status updates, and human sign-off kept where it belongs.

    Brokers and agents

    Renewals slip because a reminder was missed or a reply was not answered in time.

    Automated WhatsApp renewal reminders, AI-sorted replies, and instant alerts to the advisor.

    What are lapsed policies costing your agency?

    Free tool

    Enter your renewals, average premium, and renewal rate. See the premium and commission lapsing each year.

    Open the calculator

    Questions insurance teams ask us

    FAQ

    ClaimKavach, an AI assistant that answers policyholder questions from the approved policy wording with the section cited; Insurance Renewal Guard, a WhatsApp renewal automation for agents and brokers; and custom portals, apps, and integrations for insurers, TPAs, and brokers.

    No. Our assistant explains cover, documents, and claim status. Eligibility stays with the insurer's rules, and high-value or ambiguous claims go to licensed adjusters.

    Yes. New policies can come in from your CRM or a web form, and reminders go out from your WhatsApp Business number using templates approved by Meta.

    Personal and medical data is kept to what each workflow needs, uploaded documents are stored encrypted, and private medical data is never used to train AI models. We review the setup with your compliance team before going live.

    Let's talk about your book

    Claims questions, renewals, or a system that needs building. Tell us what you are trying to fix.

    Talk to our insurance team